It's been awhile, I know... But the project lives on - even if it has taken a hammering over the past few months. I have, however, some success to report... My first port of call with regard to reducing the mortgage was to see if there were any tax credits due to me that have not been claimed and astonishingly I managed to recieve a whopping €9, 180! Everyone should contact a tax consultant pronto... All of this money has been put towards paying off debt. Unfortunately, I have not really scratched mortgage debt yet because this €9k has been put through to service credit card debt, outstanding car loan and overdraft - these being the high sinners of interest. I have also completed a website project - which I am very happy about but cannot really launch until next month. So, eight months gone - mortgage is still a monster but I'm not giving up - I may have to extend the year in order to bring the working projects to fruition though!
